Growth Checking Account

Start earning more on your accessible funds and enjoy the same conveniences you know and love!

 

Members can earn up to 2.00% APY1 on balances of $1,000 or more!

 

Key Features

  • Competitive Interest
  • Mastercard Debit Card Benefits
  • Digital Banking Convenience
  • Bill Pay Service Option
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Do you currently have an account with First Harvest Credit Union?

Start earning as much as 2.00% APY1 on balances of $1,000 or more.

  • No monthly service fee on accounts with a minimum average daily balance of $1,000 or more, or a monthly direct deposit of $500 is established
  • Deposits are insured up to $500,000
  • Manage your account with Digital Banking:
    • Online banking
    • Mobile banking
    • eStatements

For complete account details, review our Truth In Savings Disclosure.

To learn more, email [email protected] or Connect With Us.

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A First Harvest Mastercard® Debit Card comes with amazing benefits – at no additional costs to you! Below are just a few key benefits you’ll enjoy as a First Harvest Mastercard® Debit Cardholder.  

  • Link your First Harvest Mastercard® to various Digital Wallet providers including Apple Pay, Google Pay, Samsung Pay and more
  • Stay up to date on your First Harvest debit or credit card activity by setting up transaction alerts within our Online Banking Card Controls! With transaction alerts, you'll be notified each time you use your debit or credit card and have the ability to lock your card if you lose or misplace it!
  • Gain peace-of-mind with Mastercard’s Zero Liability Policy and make purchases online and in-store with confidence. Some conditions and exceptions apply. For full details, visit Mastercard's Website.
  • Chip Technology improves the global usability and security of cards, as more merchants at home and abroad switch to advanced chip card terminals.
  • Contactless Technology allows Mastercard® cardholders to breeze through checkout at millions of places. Look for the contactless symbol anywhere they shop.
  • Mastercard® ID Theft Protection™ provides cardholders with access to a number of Identity Theft resolution services, should they believe they are a victim of identity theft.

Explore More Benefits

Free* Checking Account

  • Enjoy no monthly service fees with no minimum balance requirements
  • Overdraft Privilege & Premium Overdraft options available for unexpected circumstances

First Step Checking Account

  • Simplified checking solution with no minimum balance requirements
  • Only spend your available account balances, so no need to worry about overdraft penalty fees

*Learn More!

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Do you currently have an account with First Harvest Credit Union?

1. Variable Annual Percentage Yield (APY) effective as of 11/12/2024 and are subject to be cancelled, extended, or changed without notice. The APY shown is paid on balances of $1,000 or more. Minimum balance to earn the rate shown is $1,000 with a maximum balance of $9,999.99. For other rates and tiers, visit FirstHarvestCU.com/Rates. Fees may reduce earnings. Must maintain a minimum average daily balance of $1,000 or more, or have a monthly direct deposit of at least $500 or more to avoid a monthly service fee of $4.99. Review our Truth In Saving Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

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