Partnering with First Harvest Credit Union is a simple and affordable way to help your team build stronger financial roots.
Personal financial challenges can have a direct impact on your employees’ performance. Partnering with First Harvest is a simple and affordable way to provide your team with the tools and resources they need to help them build stronger financial roots. We’ll help them navigate life’s financial needs, all at no additional cost to your company.
Many of South Jersey’s largest government entities, hospitals, universities, colleges, and hundreds of local municipalities and school districts are a part of our Select Employer Groups (SEGs). First Harvest is the largest member-owned, not-for-profit credit union serving Southern New Jersey, and the second-largest credit union in the state by membership size.
Why should you partner with First Harvest Credit Union?
- Add value to your employee benefits package at no additional cost to your company.
- We offer on-site open enrollment and new employee orientation.
- Engage employees with free online financial education resources.
- Give your team an alternative banking option with better rates and lower fees.
- From checking, savings, mortgages, auto loans, investments, to mobile banking we can cover all of your employees' financial needs.
View our Select Employer Groups!
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The First Harvest Difference
When it comes to banking – owning is better! We are a different kind of financial institution. Owned by and working for our members, we help them take control of their finances by empowering members to reach their dreams, whatever they may be.
- We have a unique business model - When you open an account, you become a member-owner along with all of our other members. It doesn’t matter if you have $5.00 or $500,000 in your account.
- Your money works for you - We are what’s called a "Not-for-profit financial cooperative." We exist to serve our members, not to make a profit. Surplus income gets returned to our members in the form of lower fees, lower loan rates, and higher interest rates on deposit accounts.
- Deposits at First Harvest Credit Union are insured up to $500,000. This exceptional level of coverage is made available at no additional cost to members. Learn More
How to Get Started
An organization is only as sound as its employees, and your team deserves every advantage. Offering employees the benefit of credit union membership will not only enhance your company's benefits package - at no cost - but will offer employees the opportunity for real savings.
When you partner with First Harvest Credit Union, you’ll become what’s called a Select Employer Group (SEG). An authorized representative of your company or association need only submit a letter on company letterhead requesting membership.
The letter should include the following information:
- Date
- Number of Employees
- Number of Locations
- Employee Type/Descriptions (i.e. clerical, production, professional, etc.)
- Statement of organization and employee's official request to for credit union membership
- Proximity of business to the credit union's nearest branch
- Signature, name and title of authorized representative
- If the organization is an association, a copy of the charter and/or bylaws
Forward Your Request To:
First Harvest Credit Union
Attn: Sales Team
P.O. Box 5530
Deptford, NJ 08096
Or Email:
Once we receive your company's request for membership, it will be reviewed and approved by our Board of Directors and the NCUA.
The First Harvest Credit Union Board meets once a month. Once approved, your employees can begin enjoying the benefits of membership right away.
Educator's Club Savings Account
Our Educator's Club savings account is available to school employees and faculty members to help prepare for the upcoming summer break! This account begins in September, and funds are released on the first of July of the following year.
Set aside funds over a 10-month period and easily make contributions through payroll deductions! Accumulated funds can be transferred to a primary savings or checking account in July.
Learn more about our Educator's Club Savings and other club accounts today!
Have Questions?
- Call the First Harvest team at 800.582.7640
- Send us an email at [email protected]
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