Club Savings

Our Educator's Club Savings account¹ is available to school employees to help prepare for the upcoming summer break!

Account funds are released on the first of July each year and are transferred to a primary savings or checking account.

• Earn interest with no monthly service fees
• Payroll deduction option available to make contributions even easier
• Early withdrawals subject to restriction
  • See your school district's plan for applicable withdrawal restrictions

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1. Account restrictions apply. Fees may reduce earnings. Early withdrawal penalties apply. Require $100 minimum balance to earn interest. Subject to a $10 fee for each withdrawal made prior to maturity. Maximum of six (6) transfers and withdrawals allowed. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

For complete account details, review our Truth In Savings Disclosure.

Our Holiday Club Savings account¹ is available for members who want to plan ahead for next year's holiday shopping!

Account funds are released on the first of October each year and are transferred to a primary savings or checking account.

• Set aside funds year-round in amounts of your choosing
• Set up payroll deductions to make contributions even easier
• Earn interest with no monthly service fees
• Avoid unwanted credit card debt during tight financial months

Find your closest branch or make an appointment to open an account today!

1. Account restrictions apply. Fees may reduce earnings. Early withdrawal penalties apply. Subject to a 10% penalty fee if withdrawn prior to maturity. Minimum withdrawal amount is $250. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

For complete account details, review our Truth In Savings Disclosure.

Our Vacation Club Savings account¹ is available for members looking to set funds aside year-round to prepare for an upcoming vacation! 

Account funds are released on the first of the month, 12 months after the account's open date, and are transferred to a primary savings or checking account.

• 12-month savings program personalized to your vacation savings goal
• Set aside funds year-round in amounts of your choosing
• Set up payroll deductions to make contributions even easier
• Earn interest with no monthly service fees

Find your closest branch or make an appointment to open an account today!

1. Account restrictions apply. Fees may reduce earnings. Early withdrawal penalties apply. Subject to a 10% penalty fee if withdrawn prior to maturity. Minimum withdrawal amount is $250. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

For complete account details, review our Truth In Savings Disclosure.

How can I open a Club Savings Account?

All three of our Cub Savings Accounts can be opened at one of our convenient branch locations. Our Educator’s Club Savings Account can also be opened online.

Is there a minimum monthly contribution amount?

No, there is no monthly minimum contribution amount needed for our Club Savings Accounts. You can choose a monthly contribution that fits within your budget.

Will my Club Savings Account renew?

Our Club Savings Accounts will renew on the maturity date, after funds are transferred to your primary savings or checking account. If you do not wish for you Club Savings Account to renew, please contact us prior to account maturity.

Is there an early withdrawal fee?

Our Holiday and Vacation Club Savings Accounts have a 10% early withdrawal fee. Our Educator’s Club Savings Account has a $10 early withdrawal fee. Early withdrawal fees are applied if:

• You withdrawal from your Holiday Club Savings Accounts instead of waiting for the maturity date of October 1^st, when funds are transferred to your primary savings or checking account.
• You withdrawal from your Vacation Club Savings Accounts instead of waiting for the maturity date on the first of the month, 12 months after account opening, when funds are transferred to your primary savings or checking account.
• You withdrawal from your Educator’s Club Savings Accounts instead of waiting for the maturity date of July 1^st, when funds are transferred to your primary savings or checking account.