Savings & Checking
Checking
Three checking solutions to meet your unique financial needs:
- Free* Checking Account with no monthly service fees with no minimum balance requirements.
- Growth Checking Account to earn more on your accessible funds.
- First Step Checking Account for a simplified checking solution.
Growth Checking Account
- Ability to earn competitive interest on accessible funds
- Enjoy the same checking conveniences you know and love
- Mastercard® debit card benefits & digital banking convenience
Savings
- Establishes your membership with First Harvest Credit Union
- Flexible savings account for any purpose
- Competitive dividends, no monthly service fee
Club Savings
- Reduce stress by saving year-round for the holidays or vacations
- Funds available just in time for holiday shopping or vacation
- Teacher's Club available for teachers saving for the summer
Growth Savings Account
- Flexible access to funds with no withdrawal penalties
- Competitive, tiered dividends paid on balances of $1,000 or more
- No minimum balance requirements
Progressive Money Market Account
- Competitive rates, higher than traditional savings accounts
- Dividend rate increases based on account balance
- Maintain access to your money, including direct check writing
Individual Retirement Account (IRA)
- Competitive dividends above standard savings rates
- Traditional and Roth IRA options, plus Coverdell Education Savings
- No monthly or annual maintenance fees and tax advantages*
Certificates
- Guaranteed earnings at a fixed rate, higher than regular savings
- Terms ranging from 1 year to 5 years available
- No setup or maintenance fees