Debt Protection

Protect the things that matter most.

Life can take some unexpected turns. That’s why there’s Debt Protection!

If your life takes an unexpected turn, your family’s finances can be strained. But with Debt Protection, your loan payments or balance may be canceled, up to the contract maximums, in case of involuntary unemployment, disability, or death. It’s just one more way you can look out for the people you love.

File A Claim

Value of Debt Protection:

  • It’s easy – Simple to apply for.
  • It’s budget-friendly – Comfortably fits into your monthly payment.
  • It puts you at ease – Rest easy, knowing you may be taken care of in so many problem situations.

Debt Protection is available for many First Harvest loans including Auto Loans, Home Equity Loans and First Harvest Mastercard® credit cards!

Take an important step toward financial security. Connect with us today to learn more!

 

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Life Plus

For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent

How does debt protection help?

Debt protection can help members:

  • Keep paying bills – If their income is lost, or reduced, during a time of financial hardship (such as an involuntary layoff), payments for covered assets are made, freeing up a member’s income to pay other household bills.
  • Save assets – A family’s standard of living is preserved, savings aren’t depleted, and assets are saved.
  • Maintain their credit rating – By ensuring loan payments are made on financed assets, a member’s credit rating is protected and the ability to get future credit isn’t compromised.

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Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for [DP Program Name]. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.

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DP-3415586.2-1123-1225