Give yourself the funding flexibility you need — even if your credit score has room for improvement.
Key Features
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Anytime Funds
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Competitive Rates
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Local Service
A savings account is set up exclusively for the funds securing the Mastercard Card.
- Limit $500 - $10,000
- Payment is 3% of the outstanding balance
- Earns Rewards Points
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- Approvals (excluding secured) require min. 620 FICO score. Exceptions case-by-case
- Index is Prime Rate as published in Wall Street Journal
- Balance Transfer Fee is $5.00 or 3% of transfer amount, whichever is greater
Protecting our members is among one of our highest priorities.
Card Controls
Stay up to date on your First Harvest debit and credit card activity by setting up transaction alerts within our Online Banking Card Controls! With transaction alerts, you'll be notified each time you use your debit or credit card and have the ability to lock your card if you lose or misplace it!
Fraud Alerts
The minute a suspicious transaction or event is flagged in our system, Fraud Alerts begin. When a suspicious activity occurs on your account, you will receive an alert and be requested to verify the transaction before it gets approved. Fraud Alerts help detect unauthorized transactions early in the process – and in turn protect cardholders.