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Certificate Rate Specials!

Giving back to our members for over 85 years! Let your savings take root with our limited-time Share Certificate and IRA Certificate rates specials for guaranteed earnings!

 

Online Only Share Certificate

3.85% APY1 for 7 Months

 

Share & IRA Certificates

3.85% APY2 for 15 Months

 

Your deposits can earn much more at First Harvest Credit Union. Open a Share Certificate or IRA Certificate with terms starting at 6 months to 60 months and watch your savings grow faster.

View All Available Rates & Terms


Get started today by clicking the link below to open your Share Certificate online. To open an IRA Certificate, please visit your nearest First Harvest Branch.

Do you currently have an account with First Harvest Credit Union?

1. Annual Percentage Yield (APY) effective as of 05/23/2025 and subject to be cancelled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Must be opened online at FirstHarvestCU.com or other First Harvest digital channels. This offer is not available at First Harvest branch locations. Must open with $500 minimum in new money or have a First Harvest Checking Account. Certificates will automatically renew at maturity according to the renewal terms stated on our Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. 
 
 
2. Annual Percentage Yield (APY) effective as of 05/23/2025 and subject to be cancelled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Must open with $500 minimum in new money or have a First Harvest Checking Account. Certificates will automatically renew at maturity according to the renewal terms stated on our Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Review our Truth-In-Savings Disclosure at FirstHarvestCU.com/Disclosures for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. 
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